A fully maintained operating lease offers an organisation the benefits of a hassle free method of vehicle usage. It is finance not shown on the balance sheet and in one monthly payment takes care of all costs associated with the vehicle i.e., all costs in relation to maintenance, insurance, finance are included. Once you decide on the motor vehicle required you simply decide on the length of the lease required and calculate how many kilometers you will travel in each year. Based on this the financier will calculate a monthly repayment. At the end of the lease term you hand the vehicle back to the lender with no residuals or balloon payments required.